1. Introduction

Welcome to Rainty. These Terms of Service ("Terms") govern your access to and use of the Rainty application, website, and related services (collectively, the "Service"), operated by Rainty ("we", "our", or "us").

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

2. Description of Service

Rainty is an AI-powered property income management application that helps landlords and property owners track rental income, monitor cash flow, and gain financial insights by connecting securely to their bank accounts via Open Banking APIs.

Rainty provides read-only access to your bank data. We do not initiate, authorize, or process any payments or transfers on your behalf.

3. Eligibility

To use the Service, you must:

4. Open Banking & Third-Party Services

Rainty integrates with Enable Banking, a licensed Open Banking provider, to retrieve financial data from your bank. By connecting your bank account, you:

We are not responsible for any actions, omissions, or service interruptions caused by Enable Banking or your bank.

5. User Responsibilities

You agree to:

6. Intellectual Property

All content, design, code, trademarks, and materials within the Service are the exclusive property of Rainty or its licensors. Nothing in these Terms grants you any right to use the Rainty name, logo, or brand assets without prior written consent.

You retain ownership of any data you input into the Service. By using the Service, you grant us a limited, non-exclusive license to process that data solely for the purpose of providing the Service to you.

7. Disclaimer of Warranties

The Service is provided "as is" and "as available", without warranties of any kind, either express or implied. We do not warrant that:

8. Limitation of Liability

To the fullest extent permitted by applicable law, Rainty shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service, including but not limited to loss of data, loss of revenue, or financial losses.

Our total liability to you for any claim arising from the use of the Service shall not exceed the amount paid by you for the Service in the twelve (12) months preceding the claim, or โ‚ฌ100 if no amount has been paid.

9. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms.

You may stop using the Service at any time. Upon termination, your right to access the Service ceases immediately.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law provisions.

Users accessing the Service from the European Union retain all rights granted under applicable EU consumer protection and data protection legislation, including the GDPR.

11. Changes to These Terms

We may update these Terms at any time. Significant changes will be communicated via the application or by email. Continued use of the Service after such changes constitutes your acceptance of the new Terms.

12. Contact

For any questions regarding these Terms, please contact us at:

๐Ÿ“ง legal@rainty.app
๐ŸŒ rainty.app